ParkLaneLending

Privacy Policy

We make a strong commitment to protect and respect your privacy. Below is our most current Privacy Statement, last revised on 05/12/2025.

Universal Service Group knows that you care how information about you is used and shared. Therefore, we make a strong commitment to protect and respect the privacy principles regarding the personal information you provide. The purpose of this Privacy Statement is to explain the types of information Universal Service Group obtains about visitors to our website, how the information is collected, how it is used, and how visitors can restrict its use or disclosure.

This Privacy Statement was last revised on 05/12/2025. We reserve the right to change this Privacy Statement at any time and for any reason. The latest version of the Privacy Statement will be available on our website and significant changes to our Privacy Statement will be communicated on our homepage for a certain period of time after the change is made.

By using our website, you agree to the terms of this Privacy Statement. This Privacy Statement is in accordance with the law.

Personal information is any information concerning an identified or identifiable natural person. This includes information that tells us specifically who a person is, such as a person’s name, telephone number, e-mail address, home address or payment and financial information. We can receive this information through any medium.

We may collect other information that does not in and of itself identify a specific person. This information includes IP addresses, search terms, domain names and browser types. We use this information to track usage patterns on our website.

If you submit personal information, you agree that we may keep a record of this data. These records are strictly for internal use by Universal Service Group. This data is used to determine loan eligibility, and for this purpose, we may disclose data to reporting agencies.

We may provide you with information about new products and services. Cookies help us improve our level of service to clients, by tracking user behavior.

We do not sell, trade, rent or disclose individually identifiable information about our clients and website visitors. All information is kept strictly inside Universal Service Group, unless we are required by law, regulation, court order or other legal process to disclose data. We do not disclose your personal information unless it is necessary to protect safety of customers, employees or property.

Collection and Use of Bank Account Information for Purposes of Collecting Loan Payments

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and eligible for payment retrieval.

  • 1. For HELP on Services

    If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and eligible for payment retrieval.

  • 2. How to Update Your Records

    You are responsible for providing us with a valid, accurate, and complete mobile number, and for promptly updating any changes to this information. To update your mobile number, you can contact us by phone or email (see our Contact page for details).

  • 3. Communications in Writing

    All notifications in electronic format shall be considered “in writing” to the extent allowed by law.

  • 4. Other Important Terms

    Additionally, you agree that we may send any notifications through your email provider in order to deliver them to you. You agree to provide a valid email address for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys’ fees) arising from your provision of an email address that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement. Email notifications are provided for your convenience. Visit our Contact page to see how to reach us.